I dont think what Jessie is doing is good because she can get in so much trouble if her maam is finding out. But I think Jessie need to laugh that is why she do this thing.
We have this thing in my home country. utang na loob. It mean you have to repay a person what you owe them. we usually use it when someone do something good for you then you have to return him something.I try to explain better.
Suppose someone do some favor for you. You cannot pay money for it. You have to repay person with another favor. If you dont do a favor back for the person then you are walang utang na loob. that mean ungrateful. You have to make a balancing of all the favor.
It is not like it is a law that you have to return the favor. But something inside your head or your heart tell you that you have to do it. Sometimes the favor is so big you can never return it. But you always have to try. and keep trying till you are satisfy. That is the way in my home country.